Starting an Overstock Resell Business through Via Trading

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Via Trading is a unique business that specializes in liquidation industry. People can walk into the warehouse, buy pallets of fantastic goods from toys, gift baskets, bedding, etc., and sell it themselves for a profit. Via Trading is helping put people back to work, helping housewives supplement income and giving people the chance to succeed. [...]

Financial Advice for the New High School Graduate Book Review

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In Mike Kelly’s Financial Advice for the New High School Graduate, teens learn the nuts and bolts of personal finance. Teens switch from having someone responsible for them, to being responsible for their own actions with just one birthday. This book is the “oh-yeah” that new high school graduates need to enter and succeed in [...]

How Obama’s Financial Reform Bill Affects Americans and Banks

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The new “Restoring American Financial Security Act of 2010″ is going to hit banks hard by reducing debit card fees that stores have to pay. The 2% charge might seem small, but has brought banks $20 billion dollars in revenue. The new bill won’t eliminate the transaction completely, but it will lower it by 25-30%. [...]

Five Tips for Improving Credit Scores

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Improving a credit score is a game that every American is going to have to play to get better rates on loans for big ticket items like cars and mortgages. Improving a credit score involves using a lot of little strategies and paying close attention to spending. Its hard playing a game when the referee [...]

Know Credit Scores and Understand Credit Reports

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I thought I understood the importance of a checking my credit score and credit report until I decided to apply for a mortgage. I knew that I was up there, in the 780s-760s, but I never knew quite what that meant. When I applied, I wasn’t offered the best interest rate, and I asked why [...]

Four Tips for High Yield or Interest Checking Accounts

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High yield or high interest checking accounts are checking accounts from online banks that offer interest payments if you follow some basic rules. Following the high interest checking account guidelines will earn a dividend on your balance, where traditional accounts might not earn you a penny. They are very beneficial, especially now when trying to [...]

Why Join a Credit Union

Three Best and Free Online Financial Tools

There are many online personal finance tools out there to keep your finances in order to be a better saver and smarter consumer. I love the following sites because they are user friendly, easy to understand, and best of all: FREE.

I Spy with My Little Eye by Outofthebluedelivered.com Review

I Spy Pillows Inspire and Occupy Small Minds When my toddler first got the pillow into his hands, I showed him that the pillow was filled with treasure. He spent almost 45 minutes pushing, shifting and discovering the trinkets within. He said “MOM! This has EVERYTHING!” Simple Trinkets Cue  a Child’s Curiosity The items are [...]

10 Tips on Investing for Retirement

Investing for retirement is the best decision a person can make. Not only do you have to account for how you want to live your retired life, but you also have to consider becoming disabled and paying more for health care. Saving for retirement does not have to be life changing, but it WILL change [...]